Cohven Terms of Service

Effective date: August 25, 2026

Operator: cohven ("cohven", "we", "us", "our")

Contact: help@cohven.com

These Terms of Service (the "Terms") govern your access to and use of the cohven website (cohven.com), application (app.cohven.com) and related services (collectively, the "Service"). By creating an account, paying for access, or otherwise using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. The Service

1.1. cohven is an analytics tool. It processes publicly available data from the Polymarket public API and public blockchains (including Polygon) to reconstruct and display portfolios of blockchain addresses that you choose to track, to compute derived metrics (including position weights, consensus groups and portfolio differences), and to present calculations sized to parameters you provide.

1.2. The Service is informational only. cohven does not execute trades, does not place or cancel orders, does not hold, transmit or custody funds, does not request or store private keys or seed phrases, and has no access to your Polymarket account or wallet beyond the public data you submit and the single payment transaction you sign.

1.3. cohven is not affiliated with, endorsed by, or sponsored by Polymarket, Polygon, or any blockchain network. Availability and content of third-party APIs and networks are outside our control and may change at any time, which may affect the Service.

2. No Investment Advice; Assumption of Risk

2.1. NOTHING IN THE SERVICE CONSTITUTES INVESTMENT, FINANCIAL, TRADING, LEGAL OR TAX ADVICE, A RECOMMENDATION, A SOLICITATION, OR AN OFFER. ALL FIGURES, METRICS, WEIGHTS, CONSENSUS GROUPS AND CALCULATIONS ARE INFORMATIONAL COMPUTATIONS OVER PUBLIC DATA.

2.2. PAST RESULTS OF ANY TRACKED ADDRESS OR GROUP OF ADDRESSES DO NOT GUARANTEE FUTURE RESULTS. THE COMPOSITION OF TRACKED ADDRESSES IS DEFINED SOLELY BY YOU; THE PRESENCE OF AN ADDRESS IN THE SERVICE DOES NOT MEAN THAT WE HAVE VETTED, ENDORSED OR RECOMMENDED IT.

2.3. Prediction markets and digital assets involve substantial risk, including total loss of funds. Any decision you make, including any transaction on Polymarket or elsewhere, is made solely by you and at your own risk. You are solely responsible for determining whether your use of prediction markets is lawful in your jurisdiction.

3. Eligibility and Acceptance

3.1. You may use the Service only if you: (a) are at least 18 years old and have full legal capacity; (b) are not located in, or a resident or national of, any jurisdiction where use of the Service is prohibited, and are not subject to sanctions administered by the UN, EU, UK, US (OFAC) or other applicable authority; (c) use the Service in compliance with all laws applicable to you.

3.2. By registering an account, signing in, or making a payment, you confirm that you have read, understood and accept these Terms and the Privacy Policy in full, and that you enter into a binding agreement with cohven.

3.3. Professional use. You represent that you use the Service in connection with your own trading or professional activity and not as a consumer for personal, family or household purposes. Consumer-protection provisions that cannot be waived under mandatory law applicable to you remain unaffected.

4. Account and Access

4.1. Access requires an account identified by your email address. Sign-in is performed with one-time codes sent to that email; no passwords are stored. You are responsible for the security of your email account and for all activity under your cohven account.

4.2. You must provide a valid email address. One person or entity may maintain one account unless we agree otherwise in writing. Accounts are personal and may not be shared, sold or transferred.

5. Plans, Fees and Payment

5.1. Plans. The Service is offered as prepaid subscription plans: Basic (tracking of up to 5 addresses) and Pro (tracking of up to 30 addresses), for prepaid periods of 1, 3, 6 or 12 months. Current prices are shown on the pricing page at the time of purchase. Both plans include the same features; they differ only in the number of tracked addresses. Upgrades are available at any time under the terms shown in the app.

5.2. Billing flow. Payment is made in USDC on the Polygon network through the built-in billing of the Service: (a) you select a plan and a period; (b) you connect a compatible wallet on the payment page; (c) the Service generates a payment transaction (invoice) corresponding to the selected plan and period; (d) you review, sign and submit the transaction from your wallet. The wallet connection is used solely to sign the payment transaction; it grants the Service no other rights.

5.3. Invoice validity and activation. An invoice is valid for a limited time shown on the payment page (currently 30 minutes). Access is activated after the payment transaction receives the required number of network confirmations (currently approximately 20 confirmations, typically about one minute). Network (gas) fees, if any, are borne by you.

5.4. No recurring charges. The Service has no automatic billing. Nothing is charged or renewed automatically; a renewal occurs only when you initiate and sign a new payment. A renewal adds the purchased period to your current expiry date.

5.5. Wrong transfers. A transfer sent on a network other than Polygon, in an asset other than USDC, to a wrong address, in a wrong amount, or after invoice expiry may be impossible to attribute or recover. You are solely responsible for verifying the network, asset, address and amount before sending.

5.6. Price changes. We may change prices at any time. Price changes do not affect periods already paid for.

5.7. Taxes. You are responsible for any taxes applicable to your purchase.

6. Refund Policy

6.1. ALL PAYMENTS ARE FINAL AND NON-REFUNDABLE. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, AND FEES ARE PAID FOR ACCESS FOR THE PREPAID PERIOD, NOT FOR ANY PARTICULAR OUTCOME.

6.2. As a sole exception, we may, at our sole and absolute discretion, issue a full or partial refund in cases such as payment processing errors, duplicate payments, or technical faults attributable to the Service. To request such a review, contact help@cohven.com from your account email within 14 days of the payment, including the transaction hash. Our decision is final.

6.3. Discretionary refunds, where granted, are paid in USDC on Polygon to the paying address, net of network fees.

6.4. Nature of crypto payments. You acknowledge that payments are made in USDC on a public blockchain, are irreversible, and are not processed by any bank, card network or payment intermediary. No chargeback, reversal or similar mechanism is available for a completed transaction. Any refund can only occur as a separate transfer initiated by us under Section 6.2.

7. Referral Program

7.1. Where offered, the referral program works as follows: a new user who applies a valid referral code before their first payment receives a 10% discount on that first payment; the referrer receives a reward equal to 10% of that first payment. Rewards are subject to a 7-day hold and become payable once the accumulated balance reaches $50, in USDC on Polygon.

7.2. Self-referrals, use of multiple accounts, misleading promotion, spam, or any abuse of the program result in cancellation of rewards and may result in account termination. We may modify or terminate the program at any time; accrued and confirmed rewards remain payable.

8. Data Retention and Account Deletion

8.1. When your prepaid period ends without renewal, active sessions are closed and your account data is retained for 60 hours. If no renewal occurs within that window, the account and all associated personal data (including your cohort composition, settings and computation history) are deleted automatically and irreversibly. Reminder emails are sent before and after expiry. An account that has never activated a paid period is deleted automatically 60 hours (2.5 days) after registration.

8.2. Addresses that are no longer tracked by any account are removed from the Service together with their processed history. Records of payment transactions may be retained after account deletion to the extent required by law (see the Privacy Policy).

8.3. You may request earlier deletion of your account at any time via help@cohven.com. Deletion does not entitle you to a refund of any unused period.

9. Acceptable Use

You agree not to, and not to permit any third party to: (a) share, resell, sublicense or provide access to the Service or your account to third parties; (b) scrape, crawl, bulk-export or systematically extract data from the Service, or access it by automated means other than the interfaces we provide; (c) reverse engineer, decompile or otherwise attempt to derive the source code, algorithms or methodologies of the Service; (d) circumvent technical limits of your plan, including the number of tracked addresses, rate limits or security measures; (e) use the Service to harass, deanonymize, stalk or harm any person, including holders of blockchain addresses; (f) use the Service in violation of applicable law, sanctions, or the terms of third-party platforms; (g) interfere with or disrupt the integrity or performance of the Service; (h) reproduce or redistribute the Service's outputs as a competing product or dataset.

10. Intellectual Property

10.1. The Service, including its software, design, interfaces, texts, computation methodologies and derived metrics, is owned by us and protected by applicable intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your own internal, non-commercial purposes during your paid period.

10.2. We claim no ownership over raw public blockchain data or Polymarket public data. Trademarks and names of third parties belong to their respective owners.

11. Disclaimers

11.1. THE SERVICE AND ALL DATA, METRICS AND CALCULATIONS ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TITLE AND NON-INFRINGEMENT.

11.2. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, ERROR-FREE OR SECURE. YOU ACKNOWLEDGE INHERENT LIMITATIONS OF BLOCKCHAIN AND THIRD-PARTY DATA, INCLUDING: (a) DEPENDENCE ON THE AVAILABILITY AND CORRECTNESS OF THE POLYMARKET PUBLIC API AND BLOCKCHAIN NODES; (b) LATENCY BETWEEN ON-CHAIN EVENTS AND THEIR REFLECTION IN THE SERVICE; (c) THE ESTIMATED NATURE OF PORTFOLIO RECONSTRUCTION, EQUITY AND WEIGHT CALCULATIONS; (d) POSSIBLE CHAIN REORGANIZATIONS AND DATA REVISIONS. FIGURES SHOWN BY THE SERVICE MAY DIFFER FROM FIGURES SHOWN BY POLYMARKET OR OTHER SOURCES.

12. Limitation of Liability

12.1. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TRADING LOSSES, LOSS OF DATA OR LOSS OF GOODWILL, ARISING OUT OF OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12.2. OUR AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE SHALL NOT EXCEED THE AMOUNT OF FEES YOU PAID TO US FOR THE SERVICE DURING THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

12.3. Some jurisdictions do not allow certain exclusions or limitations; in such jurisdictions our liability is limited to the maximum extent permitted by law.

13. Indemnification

You agree to indemnify and hold harmless cohven, its owners, officers and contractors from any claims, damages, liabilities and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any law or third-party right.

14. Suspension and Termination

14.1. We may suspend or terminate your access immediately if you breach these Terms, create legal or security risk, or abuse the Service. Termination for breach does not entitle you to any refund.

14.2. You may stop using the Service at any time; Section 8 governs data deletion. Sections 2, 6, and 10 to 18 survive termination.

15. Changes to the Service and to these Terms

We may modify the Service at any time. We may amend these Terms by posting an updated version with a new effective date; for material changes we will additionally notify you by email. Your continued use of the Service after the effective date constitutes acceptance. If you do not agree, stop using the Service before the changes take effect.

16. Dispute Resolution and Arbitration

16.1. Internal resolution first. Before starting any formal proceeding, you agree to contact help@cohven.com and attempt in good faith to resolve the dispute directly for at least 30 days. Most issues, including payment errors, are resolved at this stage under Section 6.

16.2. Governing principles. These Terms and any dispute relating to them or to the Service are governed by general principles of international commercial contract law, without reference to the conflict-of-law rules of any particular country.

16.3. Binding arbitration. Any dispute, claim or controversy arising out of or relating to these Terms or the Service that is not resolved under Section 16.1 shall be finally settled by confidential, binding arbitration conducted by a single arbitrator. The arbitration shall be conducted remotely wherever possible, and in the English language. Judgment on the award may be entered in any court of competent jurisdiction. The arbitrator, and not any court, has authority to interpret and apply these Terms, and the arbitrator's decision is final and binding on both parties.

16.4. Class action waiver. To the maximum extent permitted by law, any proceeding will be conducted only on an individual basis. You and cohven each waive any right to bring or participate in a class, collective, consolidated or representative action. The arbitrator may not consolidate more than one person's claims.

16.5. Mandatory rights preserved. Nothing in this Section removes any right you may have under mandatory law applicable to you that cannot be waived by agreement, including, where applicable, the right to bring a claim before the courts of your place of residence.

17. Miscellaneous

17.1. These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the Service. If any provision is held invalid, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition or sale of assets.

17.2. We are not liable for delays or failures caused by events beyond our reasonable control, including outages of blockchain networks, third-party APIs, hosting or communication infrastructure.

17.3. These Terms are drawn up in English. Translations may be provided for convenience; in case of any discrepancy, the English version prevails.

18. Contact

Questions about these Terms: help@cohven.com.